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What’s So Great About a Rollover?

What’s So Great About a Rollover?

by Sgroi Financial | May 26, 2024 | Helpful Education, Investing and Financial Planning, Retirement Planning

What’s So Great About a Rollover?   Sgroi Financial Changing jobs can be a tumultuous experience. Even under the best of circumstances, making a career move requires a series of tough decisions, not the least of which is what to do with the funds in your...
What Is a Roth 401(k)?

What Is a Roth 401(k)?

by Sgroi Financial | May 15, 2024 | Helpful Education, Investing and Financial Planning

What Is a Roth 401(k)?   Sgroi Financial While many people are familiar with the benefits of traditional 401(k) plans, others are not as acquainted with Roth 401(k)s. Since January 1, 2006, employers have been allowed to offer workers access to Roth 401(k) plans....
Tax Efficiency in Retirement

Tax Efficiency in Retirement

by Sgroi Financial | May 12, 2024 | Helpful Education, Investing and Financial Planning

Tax Efficiency in Retirement   Sgroi Financial Will you pay higher taxes in retirement? It’s possible. But that will largely depend on how you generate income. Will it be from working? Will it be from retirement plans? And if it does come from retirement plans,...
Saving Early & Letting Time Work For You

Saving Early & Letting Time Work For You

by Sgroi Financial | May 10, 2024 | Helpful Education, Investing and Financial Planning, Retirement Planning

Saving Early & Letting Time Work For You As a young investor, you have a powerful ally on your side: time. When you start investing in your twenties or thirties for retirement, you can put it to work for you. The power of compounding. Many people underestimate it,...
Choices for Your 401(k) at a Former Employer

Choices for Your 401(k) at a Former Employer

by Sgroi Financial | Apr 22, 2024 | Retirement Planning

Choices for Your 401(k) at a Former Employer   Sgroi Financial One of the common threads of a mobile workforce is that many individuals who leave their job are faced with a decision about what to do with their 401(k) account.¹ Individuals have four choices with...
Retirement Plan Choices for Small Businesses

Retirement Plan Choices for Small Businesses

by Sgroi Financial | Apr 20, 2024 | Helpful Education, Investing and Financial Planning

Retirement Plan Choices for Small Businesses   Sgroi Financial As a small-business owner, figuring out retirement choices can be a little intimidating. How do you pick the most appropriate retirement plan for your business as well as your employees?   There...
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