How and When to Sign Up for Medicare

How and When to Sign Up for Medicare

How and When to Sign Up for Medicare Sgroi Financial Medicare enrollment is automatic for some.For those receiving Social Security benefits, the coverage starts on the first day of the month you turn 65.1 If you are not receiving Social Security benefits at 65, you...
Keep Your Life Insurance When You Retire

Keep Your Life Insurance When You Retire

Keep Your Life Insurance When You Retire Sgroi Financial Do you need a life insurance policy in retirement? One school of thought says no. The kids are grown, and the need to financially insulate the household against the loss of a breadwinner has passed. If you are...
Bad Money Habits to Break

Bad Money Habits to Break

Bad Money Habits to Break Sgroi Financial Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these financial tendencies, now is as good as any to alter your...
College Funding Choices

College Funding Choices

College Funding Choices Sgroi Financial How can you help cover your child’s future college costs? Saving early (and often) may be key for most families. Here are some college savings vehicles to consider. 529 college savings plan. Offered by states and some...
Countdown to College

Countdown to College

Countdown to College Sgroi Financial As a parent, of course you want to give your child the best opportunity for success, and for many, attending the “right” university or college is that opportunity. Unfortunately, being accepted to the college of...
FAFSA Simplification Act

FAFSA Simplification Act

FAFSA Simplification Act Sgroi Financial As a parent or grandparent, you know firsthand the challenges of funding a child’s education. The Free Application for Federal Student Aid (FAFSA) Act was passed at the end of 2020 and has changed some of the...