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Retirement Strategy After a Job Loss

Retirement Strategy After a Job Loss

by Sgroi Financial | Jan 30, 2025 | Helpful Education, Investing and Financial Planning

Retirement Strategy After a Job Loss   Few events are more stressful and disruptive than an unexpected job loss or layoff. For many, it’s a hit not just to finances but also to confidence and sense of self. You’re not alone if you’ve been laid off—or if the...
Understanding Marginal Income Tax Brackets

Understanding Marginal Income Tax Brackets

by Sgroi Financial | Jan 28, 2025 | Helpful Education, Investing and Financial Planning

Understanding Marginal Income Tax Brackets   By any measure, the tax code is huge. It is over 2,000 pages long, and even longer with footnotes.1 And almost weekly, the Internal Revenue Service publishes a 10- to 50-page bulletin about various aspects of the tax...
Understanding Your 403(b)

Understanding Your 403(b)

by Sgroi Financial | Jul 15, 2024 | Helpful Education, Investing and Financial Planning

Understanding Your 403(b)   Planning for retirement is a crucial aspect of your financial well-being, and one option available to many nonprofit employees is the 403(b) retirement plan. While many people are familiar with 401k plans offered by private companies,...
Midyear Financial Check In

Midyear Financial Check In

by Sgroi Financial | Jun 26, 2024 | Helpful Education, Investing and Financial Planning, Retirement Planning

Mid-Year Financial Check In   With July officially behind us, it’s time to face the facts: we’re in the second half of 2024. While there’s still plenty of time to enjoy the rest of summer, we encourage you to take this time as an opportunity to review the...
IRA Withdrawals that Escape the 10% Tax Penalty

IRA Withdrawals that Escape the 10% Tax Penalty

by Sgroi Financial | May 29, 2024 | Helpful Education, Investing and Financial Planning

IRA Withdrawals that Escape the 10% Tax Penalty   Sgroi Financial The reason withdrawals from a Traditional Individual Retirement Account (IRA) prior to age 59½ are generally subject to a 10% tax penalty is that policymakers wanted to create a disincentive to use...
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    Securities offered through LPL Financial., member FINRA/SIPC. Investment Advice offered through Sgroi Wealth Advisory Group LLC, an SEC Registered Investment Advisor. Sgroi Wealth Advisory Group LLC and Sgroi Lawley Group LLC, are separate entities from LPL Financial. 

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